Software Development for Fintech & Financial Services
From payment platforms and digital banking to lending, wealth management, and InsurTech — we build the compliant, scalable financial software that helps you move fast without breaking regulations.
- ✓ PCI-DSS & SOC 2 ready builds
- ✓ KYC/AML integration included
- ✓ Free scoping call
Fintech reality
What financial software teams are dealing with
Compliance, speed, and user experience are all solvable with the right engineering team.
70% cost savings
Nepal-based engineers
PCI-DSS ready
$310B
Global fintech market by 2025
65%
Adults now use digital payments
3x
Faster to market with a dedicated team
70%
Cost savings vs in-house engineers
Trusted by 200+ Global Brands
Who we work with
Fintech companies at every stage of growth
Fintech is not one category — it's dozens of distinct product types with very different technical and regulatory needs. We've built software across all of them.
Payment & Neo-bank Startups
Early-stage founders building digital wallets, payment rails, or challenger bank products who need compliant architecture from day one.
Lending & Credit Platforms
Companies building consumer or SME lending platforms — loan origination, credit scoring, underwriting automation, and repayment management.
Investment & Wealth Platforms
Robo-advisors, trading platforms, and portfolio management tools for retail or institutional clients that require real-time data and regulatory reporting.
InsurTech Companies
Digital insurance platforms covering policy management, claims automation, telematics, and embedded insurance products built on top of existing carriers.
Why fintech companies come to us
When compliance, performance, and speed are all non-negotiable
Financial software has higher stakes than most. Compliance failures are public, downtime costs money, and user trust is nearly impossible to rebuild. We engineer around all three.
The Challenge
Compliance architecture retrofitted after launch
How We Solve It
We design PCI-DSS, SOC 2, and KYC/AML compliance into the architecture from sprint one — not as an afterthought that requires a costly rewrite at regulatory review time.
The Challenge
KYC onboarding flows that lose 60%+ of users
How We Solve It
We build streamlined, mobile-first KYC flows integrated with Jumio, Onfido, or Stripe Identity — reducing drop-off without compromising verification accuracy.
The Challenge
Payment integrations that take months to build
How We Solve It
Our engineers have built integrations with Stripe, Plaid, TrueLayer, Wise, and SWIFT. We scope, build, and test payment rails in weeks — not quarters.
The Challenge
Real-time transaction processing that cannot scale
How We Solve It
We architect event-driven backends with message queues, idempotent transaction handling, and horizontal scaling so your payment throughput grows with your volume — not against it.
The Challenge
Fraud detection that is either too strict or too loose
How We Solve It
We build rule-based and ML-assisted fraud scoring engines that flag suspicious transactions without blocking legitimate ones — tuned to your user base and transaction patterns.
The Challenge
Regulatory reporting that is done manually in spreadsheets
How We Solve It
We build automated regulatory reporting pipelines — generating the structured transaction data, audit logs, and reconciliation reports your compliance team and regulators require.
What we build
Systems We Build for Fintech Companies
Every system type below we've designed, built, and delivered for real fintech businesses — with compliance, performance, and extensibility built in.
Custom payment processing systems — digital wallets, payment gateways, multi-currency accounts, P2P transfers, and split payment engines. Integrated with Stripe, Plaid, TrueLayer, and open banking APIs.
Current accounts, savings products, card issuing (via Marqeta or Stripe Issuing), transaction history, spending analytics, and customer onboarding — white-labelled or fully custom.
Loan origination platforms, credit scoring engines (bureau integrations + alternative data), underwriting automation, repayment management, and collections workflow systems.
Robo-advisors, portfolio management dashboards, trading platform UIs, fractional investing engines, real-time market data feeds, and MiFID II / SEC-compliant reporting.
KYC onboarding flows with document verification (Jumio, Onfido), AML transaction monitoring, sanctions screening, PEP checks, and regulatory reporting pipelines for FCA, FinCEN, or AUSTRAC.
Digital insurance platforms — policy management, claims automation, telematics, and underwriting engines. Embedded finance products — BNPL, insurance APIs, and banking-as-a-service wrappers.
Payment Platforms
Custom payment processing systems — digital wallets, payment gateways, multi-currency accounts, P2P transfers, and split payment engines. Integrated with Stripe, Plaid, TrueLayer, and open banking APIs.
Compliance & security
Built to meet the requirements of financial regulation
Security and compliance are architecture decisions made at the start of every fintech project — not retrofitted after your first regulatory review.
How we work with fintech clients
From compliance discovery to a platform that passes regulatory review
Week 1–2
Compliance & Product Discovery
We map your regulatory requirements, payment flows, user onboarding journey, and integration dependencies before writing a line of code — so compliance is an input, not an afterthought.
Week 3–4
Architecture & Security Design
We design your data model, API layer, security architecture, and third-party integration points — with PCI-DSS, SOC 2, and audit log requirements built into every decision.
Weeks 5–N
Agile Development
Core financial features built and demonstrated in two-week sprints — with real transaction flows testable from the first sprint. Compliance and security reviewed at each sprint end.
Final 2–4 weeks
Security Testing & Launch
Penetration testing, load testing on payment flows, regulatory review, and staged rollout — starting with internal users before full launch to protect your licence and reputation.
Technologies we use for fintech
Node.js, React, PostgreSQL, Stripe, Plaid, TrueLayer, Jumio, AWS, and Kubernetes — the stack that powers high-throughput, compliant financial software at scale.
React
Next.js
Vue.js
Angular
Node.js
PostgreSQL
AWS
Azure
PostmanBuilding a Financial Product?
Tell us about your fintech product, your regulatory requirements, and the integrations you need. We'll come back with a practical recommendation — no sales pitch.
Our Services for Fintech Companies
Whether you need a complete custom build, a dedicated fintech engineering team, a compliant mobile app, or a rapid MVP to support your fundraise — our Nepal-based teams work across the full financial technology stack.
Custom Fintech Development
End-to-end payment, lending, and banking platform builds from discovery to launch.
MVP Development
Validated fintech MVP in 10–14 weeks — enough to raise a seed round or test with early users.
Dedicated Engineering Teams
Extend your in-house team with Nepal-based fintech engineers embedded into your sprint cycle.
Mobile App Development
iOS and Android fintech apps — digital wallets, investment platforms, and insurance apps.
AI Chatbot Development
AI assistants for financial product onboarding, KYC guidance, and customer support automation.
Custom ERP Development
Connect your fintech platform to finance, operations, and compliance reporting systems.
Fintech verticals we serve
Every Fintech Vertical, One Engineering Partner
From payment rails to regtech platforms — we have built production software across every major fintech category.
Payment Platforms & Wallets
Custom payment rails, wallets, and multi-currency accounts.
Digital Banking & Neo-banks
Current accounts, card issuing, and transaction analytics.
Lending & Credit Platforms
Loan origination, credit scoring, and underwriting automation.
Investment & WealthTech
Robo-advisors, portfolio dashboards, and trading UIs.
InsurTech
Policy management, claims automation, and embedded insurance.
RegTech & KYC/AML
Identity verification, AML monitoring, and compliance reporting.
Working on a project?
Tell us about your fintech challenge
Whether you're building a payment platform, a lending product, or a compliance-heavy fintech MVP — share the details and we'll come back with a practical recommendation.
- ✓ Response within 24 hours
- ✓ Free discovery call included
- ✓ NDA available before any discussion
Discuss your project
Frequently Asked Questions
Yes. We design payment systems with PCI-DSS compliance built into the architecture — tokenisation of card data, encrypted transmission, network segmentation, and audit logging. We work with PCI-certified payment processors (Stripe, Adyen) so you never store raw card data, which significantly reduces your compliance scope.
Yes. We build KYC onboarding flows integrated with Jumio, Onfido, Stripe Identity, or Veriff — covering document scanning, liveness checks, sanctions screening, and PEP checks. We design the flow to minimise drop-off while meeting your regulatory requirements, whether that is FCA, FinCEN, AUSTRAC, or MAS.
Yes. We build PSD2 and UK Open Banking integrations via TrueLayer, Plaid, or Yapily — covering account information services (AIS), payment initiation services (PIS), and consent management flows. We scope which provider and regions are relevant to your product during discovery.
Security is an architecture decision, not a feature we add at the end. We implement encryption at rest and in transit, role-based access control, comprehensive audit logs, network segmentation, and penetration testing before launch. For client-specific requirements — SOC 2, ISO 27001, or regional data residency — we design to those standards from the start.
Yes. We build validated fintech MVPs in 10–16 weeks — covering the core user flow, compliance essentials, and enough live functionality to demonstrate to investors. We scope what is essential for the MVP vs what can follow in v2, so you are not building a full platform before you have proven demand.
A fintech MVP with core payment flows and KYC onboarding starts from $30,000–$50,000. A full platform — digital banking, lending system, or investment platform — ranges from $80,000 to $200,000+. Enterprise-grade systems with complex integrations and multi-jurisdiction compliance start above $200,000. We provide a fixed-price estimate after a free scoping call.
Connect with us and let's build something together
We'd love to hear from you! Whether you have questions, need support, or want to discuss a new project, our team is ready to assist. Fill out the form below, and we’ll get back to you as soon as possible.
Contact
Our friendly team is here to help
+97715900970
What will you get?
- Client Oriented
- Driven
- Secured
- Solving
- Competent
- Transparent
What next?
- We will contact you at your convenience
- We do discovery and deep discussion on your problems
- We prepare a proposal
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